Terms of Service

These Terms of Service ("Terms") govern your use of MonteCarloForms.com ("we," "our," "us," or "the Site"). By accessing or using our website, you agree to these Terms. If you do not agree, you must not use MonteCarloForms.com.

1. Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use MonteCarloForms.com. By using the site, you confirm that you meet these requirements.

2. Purpose of the Service

MonteCarloForms.com provides horse racing analytics, simulations, and related insights for informational, educational, and entertainment purposes only.

• We do not provide financial, investment, or gambling advice.
• Our content and analytics should not be relied upon as a basis for betting decisions.
• Any betting or financial decision you make based on information from MonteCarloForms.com is made entirely at your own risk.

3. Accuracy of Information

While we strive to provide accurate and up-to-date data, we do not guarantee the accuracy, completeness, or reliability of:

• Any analytics, projections, or predictions
• Any racing statistics, data feeds, or simulations
• Any third-party data displayed on the site

The Site may contain errors, omissions, or outdated information. We are not responsible for any such inaccuracies.

4. No Liability for Losses

By using MonteCarloForms.com, you agree that:

• We are not liable for any financial losses, including betting losses, that result from your use of the Site.
• We are not responsible for any actions you take based on our data, analytics, or insights.
• We are not liable for indirect, incidental, or consequential damages, including loss of profits, opportunities, or other intangible losses.

5. User Responsibilities

You agree to use MonteCarloForms.com only for lawful purposes. You will not:

• Use the Site for any fraudulent or illegal activity
• Misuse the Site's content or present it as your own work
• Attempt to disrupt or compromise the Site's security or availability

6. Intellectual Property

All content, branding, software, and other materials on MonteCarloForms.com are the property of MonteCarloForms.com or its licensors. You may not copy, distribute, modify, or create derivative works without our prior written consent.

7. Third-Party Links & Services

MonteCarloForms.com may include links to third-party websites or services. We are not responsible for the content, policies, or actions of any third-party site. Your use of third-party services is at your own risk.

8. Disclaimers

The Site is provided "as is" and "as available" without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

9. Indemnification

You agree to indemnify and hold harmless MonteCarloForms.com, its owners, employees, contractors, and affiliates from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

10. Changes to These Terms

We may update these Terms at any time. Any changes will be posted on this page with a new "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of Arizona, United States, without regard to its conflict of law principles.

12. Contact Us

If you have any questions about these Terms, please contact us at:
support@montecarloforms.com